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Ames passes “No more payday loan shops” ordinance
A big kudos to Ames Iowa CCI people for taking a stand for the Iowa they wish to see!
A great precedent for other Iowa communities looking to stop the wealth drain from payday lenders as a result of their hard work – meeting with their city council members to build support for an ordinance to stop payday lenders from expanding in Ames – Ames passed what looks like the most restrictive ordinance on payday lenders to date.This sets.
Below is our pr release in the triumph:
Ames City Council passes many ordinance that is restrictive payday lenders to date
Iowa CCI users hail passage, turn to other towns in lack of state legislation
Ames, IA – In a vote that is unanimous Tuesday night, the Ames City Council passed the most challenging, many restrictive ordinance on payday loan providers when you look at the state of Iowa, or even the country.
The ordinance, which utilizes a mix of zoning overlays and separation distances, effortlessly bans any payday that is new from starting within Ames town limitations.
“I’m extremely pleased about this passage,” said CCI member Susie Petra of Ames. “Currently there are not any payday loan providers near the Iowa State campus and there won’t be with this specific ordinance. With massive education loan financial obligation, the last thing students required were payday lenders establishing store nearby and driving them further into debt.”
Their state legislature, maybe maybe not towns and cities, gets the authority to regulate rates of interest on payday advances, which currently average just below 400% APR. Despite strong grassroots help for interest caps, the legislature has neglected to bring a bill to your governor’s desk. This renders towns to handle the problem through zoning, with Iowa City next regarding the range of urban centers poised to do this.
“We celebrate this victory today, but carry on pressing communities across the state to follow along with our lead,” added Jo Rod, another member that is CCI Ames. “We are sick and tired of corporate supported payday loan providers placing earnings and greed in front of individuals and need.”
Iowa CCI users continues to push for rate of interest caps in the state degree in next year’s session that is legislative. Until then, Iowa CCI vows to pursue all tools, including zoning ordinances, to control the abusive methods of payday loan providers.
Resulting headlines:
- Diverses Moines join: New squelches that are zoning lenders in Ames
- We additionally heard from a few people which they heard the whole tale on Iowa Public Radio!
Join the battle
enthusiastic about replicating this in your community? Today contact us.
Read more about our work to control payday financing in Iowa right right right here.
Chip in ten dollars or higher to helps us continue steadily to push for the economy that works well for many.
perhaps maybe perhaps https://paydayloanadvance.org/payday-loans-md/ Not yet a part? Join Iowa CCI and help create the Iowa you want to see today.
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