You will need the following before you start an application:
- Identification and Contact Information— Your Social protection quantity, license quantity, permanent target, cell phone numbers and current email address.
- Employment Information— Your salary that is annual and's title, target and telephone number.
- Cosigner's Information— you will have to offer all of the given information in the above list for the cosigner. You simply cannot submit the application for consideration/review unless both your details as well as your cosigner's info is complete.
- Email address for Nearest Adult Relative— Name, phone and address quantity. Note: Relative cannot reside at same address while you or your cosigner, or perhaps the cosigner.
- Present Student Loan Statements—You will desire a statement that is current each loan you need to refinance or use in the consolidation. You are able to firmly upload them on the net through the application procedure, therefore copies that are scanned well.
Cosigner Information
Pupils will be needing the name and email of the individual they would like to ask as a cosigner with regards to their loan. Cosigners will get invite to perform their part of the application form via e-mail.
Demand a Call
Special Offer for University Graduates
Money Back* | Loan Amount |
---|---|
$100 | $10,000 – $24,999 |
$200 | $25,000 – $49,999 |
$300 | $50,000 – $75,000 |
So that you can claim give you must utilize promo rule StuRefiCash whenever using (Offer expires 3/31/2018).
That Which We Provide
Refinance and combine both federal and personal student education loans.
Bank-Beating Prices
Select our most readily useful prices beginning at 2.250% APR* (Variable) / 3.450% APR* (Fixed).
Personalized Service
Real time customer care available M-F 9am to 5pm PST to discuss your requirements.
Effortless Application
Simple application that is online document upload available 24/7.
Borrowing Flexibility
Loan quantities are normally taken for a $5,000 minimum as much as a $75,000 optimum.
Prices and Terms
You can expect two low price choices, as well as your selection of 5, 7, 10 or 15-year terms, offering you the chance to optimize your repayments.
Pick the plan that most useful fits your preferences.
Adjustable Price
Prices start from
2.250per cent – 6.300% APR*
Fixed Price
Prices start from
3.450per cent – 8.250% APR*
Nevertheless have actually concerns? See our Frequently Asked Questions web web page to find out more.
Compare the plans open to you with certain re re re payments, prices, and terms. Select the plan that most readily useful fits your preferences.
Select Fixed Or Adjustable
Our application that is quick process be finished in lower than five full minutes.
Fast installment loans mi Application
Upload documents to confirm your loans that are current your identification. Screenshots are appropriate.
Upload Documents
Review your loan papers and sign your application electronically.
Indication and you also're Complete!
We've collected a listing of the Top student that is recommended Refinance/Consolidation options to demonstrate you simply how much it is possible to save your self by simply making the change to USCCU today.
Financial Institution | Loan Name | Cheapest APR* | Finest APR | Terms (Years) |
---|---|---|---|---|
USC Credit Union</td> | Education Loan Refi Program | 2.25% | 8.25% | 5-15 |
Wells Fargo | Private Consolidation Loan | 3.00% | 9.99percent | 5-20 |
Discover | Private Consolidation Loan | 3.99% | 7.49% | 10-20 |
iHelp | Consolidation Loan | 3.25per cent | 8.00% | 10-20 |
Have always been we eligible?
Candidates must meet up with the after directions:
- Be a appropriate adult as defined because of hawaii where you live (age 18 in Ca)
- Have actually a minumum of one education loan, either private or federal
- Be considered a U.S. Citizen/national or permanent resident with a Social Security quantity
- A satisfactory credit history
- The absolute minimum yearly income of $30,000
- At the least 5 many years of credit rating, perhaps perhaps perhaps not student that is including
- Needs to be a USC Credit Union member*